Connecticut Group Disability Plans

Group Disability Income coverage can add an important piece to your employee benefit package. Sometimes health issues can lead to extended leaves of absence from work, and even lost income. The ability to earn income affects every area of an employee's financial plans for the future. That is why disability income insurance rates so highly as a valuable employee benefit.

Plans include:

• Short Term Disability plans (covers the first 3-6 months)
• Long Term Disability plans (covers the long term claims)
• STD and LTD are most often purchased together

Benefit areas to consider include:

• The maximum amount of weekly benefit available
• The elimination period the proceeds benefits (waiting period)
• The definition of "disability"
• The cost of the plan