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| Robert J Fortier CFP, CIC |
| President |

There is not a business to be found that isn't concerned with the escalating cost of employee benefits, including health insurance. Employee benefit consultants have been pulling tricks out of their hats for several decades to try and minimize premium increase. But mostly all of our tricks have been utilized in past years to facilitate cost containment.
Now, we must do what is properly expected of us and dig a little deeper into the trick bag. Well, they're not really tricks, but they can be tricky to explain and implement. And so we, as consultants, now have to become teachers. Teachers to our employer clientele on the latest legislation and tools that have been made available to us. Tools such as Health Savings Accounts (HSA's), Health Reimbursement Arrangements (HRA's), and. Section 125 pre-tax contributions arrangements.
Today, more than ever in the past, we need to choose the right health plan that will provide employees with the benefits they will mostly likely need, at a cost they can afford. A plan that brings them in as players in their health care needs. A plan that makes them consumers, finally, who can have an affect on what type of care they receive and who will provide it most cost efficiently for them.
EmployeeBenefitsCT.com will help you keep up with the products, services, and legislation that can make it possible to make the right decisions at the right time. We remain focused on the latest industry trends in product design, current tax legislation that effects your benefit plans, technology that speeds and simplifies the delivery of services, and innovative ways to fulfill your goals as soon as they hit the marketplace.
We know it's a jungle out there. We know that the cost and complexity of providing benefits to your employees is one of the most expensive and frustrating features of running a business. All the more reason to take advantage of our over two decades of experience in employee benefits right here in Connecticut. Then you can spend more time on your specialy...running your business.